Plan your financial future with our Systematic Investment Plan calculator. See how small, regular investments can grow into substantial wealth over time.
Follow these simple steps to calculate your potential returns from systematic investments
Input the amount you plan to invest every month. This can range from ₹500 to ₹1,00,000 or more.
Enter the expected annual rate of return. For equity funds, this is typically between 10-15%.
Select the investment duration in years. SIP works best with long-term investments (5+ years).
See your total investment, wealth gained, and final corpus. Adjust inputs to compare scenarios.
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Our calculator provides accurate, detailed insights to help you make informed investment decisions
Get immediate calculations with detailed breakdowns of your investment growth.
Understand your investment growth through interactive charts and graphs.
Easily adjust investment amount, returns, and time period to compare scenarios.
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Find answers to common questions about SIP and our calculator
SIP (Systematic Investment Plan) is an investment method where you invest a fixed amount regularly (usually monthly) in mutual funds. It helps in disciplined investing and benefits from rupee cost averaging.
SIP returns are calculated using the compound interest formula that considers regular monthly investments. The formula accounts for the time value of money and compounding effect on your investments.
A good SIP return depends on the type of fund. Equity funds typically aim for 12-15% annual returns, while debt funds target 7-9%. It's important to have realistic expectations based on market conditions.
Yes, most mutual funds allow you to increase, decrease, or pause your SIP investments. However, specific rules may vary between fund houses, so check with your fund provider.
SIP and lump sum investments have their own advantages. SIP reduces timing risk through rupee cost averaging, while lump sum investments may yield higher returns in a rising market. Many investors use both strategies.
Use our SIP calculator to visualize your wealth creation journey and make informed investment decisions