Salary Calculator

Calculate your take-home pay after taxes, deductions, and other withholdings. Get a clear picture of your net salary with our comprehensive calculator.

Calculate Your Salary

Gross Annual Salary

Pay Frequency

Tax Filing Status

State

Federal Allowances

Retirement Contribution (%)

Health Insurance ($)

Other Deductions ($)

How to Calculate Your Salary

Follow these simple steps to understand your salary breakdown

Enter Your Gross Salary

Input your total annual salary before any deductions or taxes are taken out.

Configure Your Settings

Select your pay frequency, tax filing status, state, and other relevant details.

Add Deductions

Include retirement contributions, health insurance costs, and other deductions.

Get Your Results

View your detailed salary breakdown with net pay calculation.

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Why Use Our Salary Calculator?

Our salary calculator provides accurate, detailed breakdowns to help you understand your compensation

Comprehensive Calculation

Our calculator accounts for federal and state taxes, Social Security, Medicare, and all major deductions.

Location-Specific Taxes

We calculate state and local taxes based on your specific location for accurate results.

Multiple Filing Statuses

Support for single, married filing jointly, married filing separately, and head of household statuses.

Detailed Breakdown

Get a complete breakdown of where your money goes with clear, easy-to-understand categories.

Pay Frequency Options

Calculate for annual, monthly, bi-weekly, or weekly pay periods to match your actual pay schedule.

Privacy Focused

All calculations happen locally in your browser. We never store or transmit your personal financial data.

Frequently Asked Questions

Find answers to common questions about salary calculation

What is the difference between gross and net salary?

Gross salary is your total income before any deductions, while net salary (or take-home pay) is the amount you receive after taxes, insurance, retirement contributions, and other deductions have been subtracted.

How accurate is this salary calculator?

Our calculator provides estimates based on current tax brackets and formulas. While we strive for accuracy, actual deductions may vary based on specific circumstances, additional local taxes, or special deductions. Always consult with a tax professional for precise calculations.

What taxes are deducted from my salary?

Typically, your salary is subject to federal income tax, state income tax (in most states), Social Security tax (6.2% up to the annual limit), and Medicare tax (1.45% with an additional 0.9% for high earners). Some localities also impose additional taxes.

How do retirement contributions affect my take-home pay?

Retirement contributions (like 401(k) or IRA) reduce your taxable income, which can lower your overall tax burden. While they reduce your immediate take-home pay, they help you save for retirement while potentially reducing your current tax liability.

Can I calculate salary for different pay frequencies?

Yes, our calculator allows you to select different pay frequencies including annual, monthly, bi-weekly (every two weeks), and weekly. The calculator will adjust the tax calculations appropriately for each pay period.

Why is my net pay different from what I expected?

Differences can occur due to various factors: additional state/local taxes not accounted for, specific deductions from your employer, tax credits you qualify for, or differences in how allowances and exemptions are calculated. Review your pay stub for specific deductions.